At Tankard Wealth we provide a comprehensive and impartial service as part of our financial planning proposition. Importantly, our team have an unwavering commitment to ensure our clients only take informed and appropriate decisions for their retirement.
With successive changes by governments and the recent overhaul of UK Pension Schemes, properly addressing hurdles and making the correct choices in an increasingly complex world of pensions has never been so important in one’s lifetime.
The options available for taking your pension benefits have been multiplied, regularly leaving investors with a collection of pension arrangements, each with a different set of rules, which can be trying and confusing at a time when clarity is needed the most. Whether you are UK resident or international, independent advice is central in our role in helping you understand the intricacies of the regulatory and tax laws that affect your pension.
TW Pension Review Service
Our Investment Managers are on hand to fully review and analyse your existing pension provisions, whilst taking into consideration your circumstances in order to recommend the most suitable plan. After investigation and ascertaining your provisions we will advise whether your pension is better off staying where it is, or the course of action to be implemented that will enhance your benefits.
If moving your pension is advantageous, Tankard Wealth will tell you why and fully explain in writing what the reasons are. In doing so, you will be able to make an informed decision regarding your pension benefits.
Furthermore, for those who are living abroad, a Tankard Wealth Investment Manager is available to guide you through the international dilemmas of currency, legal and tax that are associated with moving a pension overseas.
Depending on the Pension Scheme you hold, Tankard Wealth partners with highly qualified Actuarial and Pension Specialists, who issue independent and regulated Transfer Analysis as part of our Pensions Service to ensure our impartiality remains one of the highest in the industry, and to exemplify our regulatory commitments – that our clients are delivered the most comprehensive and thorough advice. Our dedicated and experienced team, alongside our external practitioners have access to the latest analysis and advisory tools in the pensions sector.
Your Investment Manager will meticulously investigate your existing pension arrangements, and take the correct diligence procedures in understanding the merits of how your pensions work individually or collectively if you hold more than one.
How can my pension benefits be improved?
How suitable and appropriate is my plan?
Will any important benefits be lost?
Can I prevent the reduction of my spouse’s entitlement when I die?
What are my existing pension risks, and do they match my risk profile?
Can my children inherit my pension?
Are any changes required to meet my retirement objectives?
What is included in your TW Pension Review Service?
Analysis of your existing pension benefits
A comprehensive evaluation of your employer’s pension scheme
Your pension’s funding risks
Benefit and value changes on a transfer
Analysis and recommendation report
Existing pension benefits vs. New pension benefits
Summary of disadvantages and advantages of the recommendation
The facts so you can make an informed decision
We recommend you seek professional pension advice as taking a decision without the correct information might risk leading to unintended consequences. We strongly urge that unless you are categorically certain what to do, you consult independent counselling to support you every step of the way.